Streamlined App
Only 3 steps and 14 easy fields for the customer to complete means less friction at checkout and lower cart abandonment.
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Instant Approvals
Proprietary decisioning logic and in-depth sub-prime customer knowledge allow approvals to come through faster for more shoppers.
Low Upfront Cost
Approved customers can open a lease with a low upfront cost, transparent terms, and no late fees, ever.
Low Risk to Retailers
Fraud and default risk is minimized through upfront retailer payments, while customers can lease-to-own over time.
Marketing Partners
Dedicated marketing efforts that retarget, educate, and deliver more evolving credit customers to your store and influence higher take rates.
A+ Customer Service
We care about your customers as much as you do. That’s why we have an outstanding customer service team dedicated to helping each customer, 24/7.
What's the difference between lease-to-own and BNPL?
We've created a white paper detailing the differences between lease-to-own and buy now pay later checkout options.
See How Katapult Works
Learn how implementing a no credit required, lease-purchase payment solution benefits your business